Spending Wisely to Save Money

Have you ever noticed that the things you buy every week at the grocery and hardware stores go up a few cents between shopping trips? Not by much…just by a little each week but they continue to creep up and up.

All it takes for the price to jump up by a lot is a little hiccup in the world wide market, note the price of gasoline as it relates to world affairs.

There is a way that we can keep these price increases from impacting our personal finances so much and that is by buying in quantity and finding the best possible prices for the things we use and will continue to use everyday… things that will keep just as well on the shelves in our homes as it does on the shelves at the grocery store or hardware store.

For instance, dog food and cat food costs about 10% less when bought by the case than it does when bought at the single can price and if you wait for close out prices you save a lot more than that.

Set aside some space in your home and make a list of things that you use regularly which will not spoil. Any grain or grain products will need to be stored in airtight containers that rats can’t get into so keep that in mind.

Then set out to find the best prices you can get on quantity purchases of such things as bathroom items and dry and canned food.

You will be surprised at how much you can save by buying a twenty pound bag of rice as opposed to a one pound bag but don’t forget that it must be kept in a rat proof container.

You can buy some clothing items such as men’s socks and underwear because those styles don’t change, avoid buying children’s and women’s clothing, those styles change and sizes change too drastically.

Try to acquire and keep a two year supply of these items and you can save hundreds of dollars.

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Need A Car Insurance Comparison? Don’t Have Time?

by Peter Crump

If you decide not to do a car insurance comparison and simply renew your insurance at the same rate, you could be paying away needless amounts of your hard-earned money. By doing a car insurance comparison, you could get a cheaper rate than what you are presently paying.

A car insurance comparison rate is quite easy to do from home on your computer. This way you don’t have to spend time during the day contacting the various insurance companies during their business hours. You can sit down at any time of the night and do the car insurance comparison yourself by requesting free quotes from the various online car insurance companies.

Most of the online insurance sites will return a free quote as to the rate they charge for your insurance

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Essentials For Buying Affordable Digital Camers

Essentials For Buying Affordable Digital Cameras
It is a common human practice that one buys a product only if it suits one’s pocket. Same goes for the product manufacturers. It is no point for themread more

Digital Cameras Information

There are really great advantages in digital photography: You can shoot till you dropTaking digital images on your camera has no implication other then you have captured the image. Then you can review each image on the small screen on the back of your camera. You can shoot as many pictures of the same scene as you like – store them in memory – delete the ones that you do not like and print the one(s) you like. There is a great deal more about digital cameras, their use and operation at our website.
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My First Car

My First Car A 1962 Chevy Belair “The Black Beauty”
by: Sue DeFiore
My first car was a extraordinary black, 2 door 1962 Chevy Belair with blue vinyl seats, which I nicknamed “The Black Beauty”! I mean she shined beautifully when polished. There is nothing like a black car highly polished! It also didn’t hurt to have those 8 cylinders and that great 283 workhorse engine that Chevy put in it! And all for the bargain price of $400! Five years later I sold it for the same price!

Like many of my generation, we normally got cars for our graduation. I was lucky, as my dad worked for Rolls Royce and the head mechanic there, Johnny T was selling this fantastic car. Now this wasn’t just any 1962 Chevy Belair. Since Johnny T was an avid fisherman and didn’t want to ruin the upholstery he covered the cloth upholstery with a blue vinyl one. Johnny also put in all the instrumentation needed on the inside of the car, oil and temp gauge, and tach. He also installed a blinker system, so the blinkers were on the hood. The final coupe de grace was putting Rolls Royce seat belts in the car. Since Johnny was a great mechanic and of course, did all his own work, when he sold us the car he included extra tires and all the materials to keep the brakes up to par for many years to come.

I can remember my first drive in the car. I pulled out of my drive way and drove over to the park a couple blocks away, too, of course, show it off to all my friends.

I cleaned the Black Beauty every weekend from top to bottom. My Saturday morning ritual was cleaning the inside, and then washing it. I waxed it once a month. My dad went and got me a 8 track cassette for it (yes, I know I just dated myself; for those of you who don’t know what an 8 track is, think CD player of today)! Unfortunately my poor baby was broken into a couple of times when they stole my 8 track and some very nasty person slit the front seat. Bad enough they took my 8 track and tapes, the least they could have done is left the seat alone. So, yes there were bad eggs around then too!

Whenever we had to make a trip into the city (New York that is), my father made me drive while he sat in the back seat. It had a amazingly comfortable ride, even with all the pot holes on the Long Island Expressway! In addition to drives into the city, I had loads of fun in the Black Beauty with my friends.

Unfortunately I had to sell the “Black Beauty” when my husband and I went off to graduate school. However, don’t feel too bad, we had replaced it with a 1976 Pontiac Trans Am, yep, the last of the big 455’s. Plus we had the engine blue printed, balanced and a whole lot more, so it really hauled a**!

We sold the Black Beauty to a neighbor, who took out the vinyl seats and lo and behold the cloth ones were in excellent condition. He eventually sold it to his brother in Brooklyn, who while driving one day went to step on the brake pedal and his foot went through the floor. Unfortunately the harsh NY winters aren’t kind to cars!

I think many of us wax sentimental when we think of our first car, I know I do! Luckily , I still have my pictures and some very great memories of my “Black Beauty”!

Drive On!

DeFiore Enterprises, Copyright 2007

About the Author

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